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Cheapest EU Countries to Live in 2026

Countries with the lowest cost of living inside the EU, with real rent and grocery prices.

8 min readVerified 19 June 2026

Compiled by from official sources

At a glance

Cheapest country
Bulgaria; Sofia 1-bed from โ‚ฌ400/month, weekly grocery shop โ‚ฌ25โ€“40
Sofia budget
โ‚ฌ800โ€“1,200 all-in for a comfortable solo life
Countries covered
Seven: Bulgaria, Romania, Hungary, Poland, Portugal, Greece, Croatia
Health insurance
Budget โ‚ฌ50โ€“150/month for private cover in Bulgaria, Romania, Greece
Priciest on list
Portugal โ‚ฌ1,400โ€“2,000/month in Lisbon; โ‚ฌ1,100โ€“1,600 in Porto
Croatia euro
Joined EU in 2013, adopted the euro in 2023

Cheapest EU Countries to Live in 2026

The EU contains some of Europe's most expensive cities and some of its most affordable ones โ€” all under the same single market rules, with freedom of movement for citizens and straightforward residence pathways for non-EU nationals with a job offer. If budget is a primary concern, these seven countries offer the lowest overall costs while still delivering functional healthcare, good transport, and a reasonable standard of living.

Bulgaria: The Lowest Prices in the EU

Bulgaria sits at the bottom of EU cost-of-living indices and has stayed there for years. Sofia, the capital, is where most expats land, and even here costs are low by any European standard.

  • Rent: A one-bedroom in Sofia's centre runs โ‚ฌ400โ€“650/month. Outside the centre, โ‚ฌ300โ€“450 is realistic.
  • Groceries: A weekly shop for one person costs roughly โ‚ฌ25โ€“40 at Lidl or Kaufland.
  • Monthly budget: A comfortable solo life in Sofia runs โ‚ฌ800โ€“1,200 all-in.
  • Trade-offs: English proficiency outside Sofia and the tech sector is limited. Bureaucracy can be slow, and healthcare quality varies significantly between public and private options. EU membership since 2007 means freedom of movement, but Bulgaria has not yet joined the eurozone โ€” you transact in Bulgarian lev (BGN), which is pegged to the euro.

Romania: Good Cities at Low Cost

Romania is larger and more varied than Bulgaria, with Bucharest being the main expat hub and Cluj-Napoca emerging as a strong alternative (tech sector, university city, smaller and cleaner feeling).

  • Rent: Bucharest one-bedrooms in central areas cost โ‚ฌ500โ€“800. Cluj runs slightly higher at โ‚ฌ550โ€“850 due to student and tech demand.
  • Monthly budget: โ‚ฌ900โ€“1,400 for a comfortable lifestyle in Bucharest.
  • Trade-offs: Like Bulgaria, the public healthcare system is underfunded โ€” private insurance (โ‚ฌ50โ€“100/month) is strongly recommended. Internet speeds are excellent. The Romanian language is Romance-based, which helps speakers of French, Spanish, or Italian.

Hungary: Budapest's Lifestyle at a Fraction of Western Prices

Hungary is no longer as cheap as it was five years ago โ€” inflation has been significant โ€” but Budapest still offers a genuinely good quality of life at well below Western European cost.

  • Rent: Central Budapest one-bedrooms run โ‚ฌ600โ€“900. Districts further from the centre drop to โ‚ฌ450โ€“650.
  • Monthly budget: โ‚ฌ1,100โ€“1,600 for a comfortable lifestyle.
  • Trade-offs: Hungary's political environment under the current government has led some expats to look elsewhere, particularly around press freedom and LGBTQ+ rights. The Hungarian forint fluctuates. For those who don't mind the political context, Budapest's architecture, food scene, and low cost are genuinely compelling.

Poland: Fast-Growing, Solid Infrastructure

Poland has become a significant expat destination, particularly for those in tech, finance, and international companies that have relocated operations from Western Europe.

  • Rent: Warsaw one-bedrooms in the centre run โ‚ฌ700โ€“1,100. Krakรณw and Wrocล‚aw are cheaper at โ‚ฌ550โ€“850.
  • Monthly budget: โ‚ฌ1,200โ€“1,700 in Warsaw; โ‚ฌ1,000โ€“1,400 in smaller cities.
  • Trade-offs: Poland has strong infrastructure and a large English-speaking professional class in the main cities, but English is less common in rural areas. The zloty (PLN) is not the euro. Political changes in 2023โ€“2024 have brought a more liberal government, which has improved the sentiment among some expat communities.

Portugal: Lifestyle Value in Western Europe

Portugal sits at the higher end of this list, but still offers meaningfully lower costs than France, Germany, or the Nordics. Lisbon has become expensive, but Porto and the Alentejo region remain good value.

  • Rent: Lisbon one-bedrooms run โ‚ฌ1,000โ€“1,500 in the city. Porto is lower at โ‚ฌ750โ€“1,100. Smaller coastal towns: โ‚ฌ550โ€“800.
  • Monthly budget: โ‚ฌ1,400โ€“2,000 in Lisbon; โ‚ฌ1,100โ€“1,600 in Porto.
  • Trade-offs: Portugal's NHR (Non-Habitual Resident) tax regime has become less generous than it was, but remains a draw for some. The country is small, the Atlantic weather is mild, English is widely spoken in cities, and the quality of life is high. Wages for local employment are among the lowest in Western Europe, so Portugal works best if you bring remote income.

Greece: Sun, Sea, and Low Overheads

Greece has been through prolonged economic hardship, which has kept costs low relative to much of Western Europe. Athens and Thessaloniki are the main expat cities.

  • Rent: Athens one-bedrooms in good central neighbourhoods (Kolonaki, Pangrati) run โ‚ฌ650โ€“1,000. Thessaloniki is around โ‚ฌ500โ€“800.
  • Monthly budget: โ‚ฌ1,100โ€“1,600 in Athens.
  • Trade-offs: Bureaucracy is notoriously slow and paperwork-heavy. The Greek economy remains fragile, and employment opportunities in the local market are limited. That said, the digital nomad visa introduced in 2021 has made it easier for remote workers to live legally in Greece for extended periods.

Croatia: EU Member with Adriatic Quality of Life

Croatia joined the EU in 2013 and adopted the euro in 2023, making transactions straightforward. Zagreb (the capital) and Split (the coastal hub) are the two main expat cities.

  • Rent: Zagreb one-bedrooms in the centre cost โ‚ฌ650โ€“950. Split runs slightly higher due to tourism pressure: โ‚ฌ750โ€“1,100.
  • Monthly budget: โ‚ฌ1,200โ€“1,700.
  • Trade-offs: Croatia's economy is heavily tied to tourism, so English is widely spoken along the coast but less so inland. Healthcare is functional but not as strong as Germany or France. The country is small, which limits job market depth for non-remote workers.

Monthly Budget Comparison at a Glance

CountryComfortable Solo BudgetKey Advantage
Bulgariaโ‚ฌ800โ€“1,200Lowest absolute cost in the EU
Romaniaโ‚ฌ900โ€“1,400Strong internet, improving infrastructure
Hungaryโ‚ฌ1,100โ€“1,600Budapest quality of life
Polandโ‚ฌ1,200โ€“1,700Strong job market, modern cities
Greeceโ‚ฌ1,100โ€“1,600Climate, digital nomad visa
Croatiaโ‚ฌ1,200โ€“1,700Adriatic lifestyle, euro currency
Portugalโ‚ฌ1,400โ€“2,000English-friendly, Western European feel

Budgets assume renting a one-bedroom, cooking most meals, and using public transport. They exclude international travel, private health insurance, and significant savings.

What to Factor In Beyond the Price Tag

The cheapest country is not always the best choice. Consider:

  • Healthcare access: Private insurance (โ‚ฌ50โ€“150/month) is worth budgeting for in Bulgaria, Romania, and Greece if you rely on the public system.
  • Language barrier: Portugal and Croatia (coastal areas) are the most English-friendly on this list. Poland's main cities are increasingly so. Bulgaria and Hungary require more adaptation.
  • Remote work compatibility: All seven countries have decent to excellent internet infrastructure in urban areas. Bulgaria and Romania actually rank highly for broadband speeds in Europe.
  • Path to residency: As an EU citizen, you have freedom of movement everywhere on this list. Non-EU nationals need a work permit, student visa, or digital nomad visa to stay long-term โ€” check each country's specific requirements before relocating.
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