Finland

Arriving in Finland

Henkilötunnus, tax card (verokortti), Kela registration and opening a Finnish bank account — your first steps, in order.

12 guidesAll verified 2026

Arriving

Finnish Personal Identity Code (Henkilötunnus) Guide

The henkilötunnus is Finland's personal identity code. Without it you can't bank, get a tax card, or access services. How to get one as an expat.

11 min·Jun 2026

Arriving

Getting a Finnish Tax Card (Verokortti): Step-by-Step Guide

The verokortti tells your Finnish employer how much tax to withhold. Without one they deduct 60%. How to order yours via OmaVero, even without a bank ID.

11 min·Jun 2026

Arriving

Kela Card Finland: Health Insurance for Expats

How the Kela card works in Finland: who qualifies, how to apply via OmaKela, medicine and private-care reimbursements, and the gap newcomers face.

12 min·Jun 2026

Arriving

Opening a Bank Account in Finland as a Foreigner

Finnish banks need a henkilötunnus and an in-person visit. Which banks suit newcomers, what documents you need, timelines, and what to do if refused.

11 min·Jun 2026

Arriving

Registering with DVV: Finland's Population Information System

How to register with DVV, get into Finland's Population Information System, and earn a municipality of residence (kotikunta) — the step that unlocks everything.

11 min·Jun 2026

Arriving

EU Citizens: Registering Your Right of Residence in Finland

EU/EEA citizens staying in Finland over 3 months must register their right of residence with Migri. Here is who needs to, how, and what it costs.

11 min·Jun 2026

Arriving

Moving to Finland: EU vs Non-EU — What's Different

EU vs non-EU moving to Finland: who needs a residence permit, who just registers, the fees, timelines, and work rights — explained side by side.

11 min·Jun 2026

Arriving

Family Reunification in Finland: Bringing Your Family

How to bring your spouse, partner or children to Finland on a family-ties residence permit — who qualifies, the income requirement, fees and steps.

11 min·Jun 2026

Arriving

Your First Week in Finland: An Arrival Checklist

A day-by-day arrival checklist for Finland: registration, henkilötunnus, address, bank, tax card, Kela, phone and transport — in the order that works.

11 min·Jun 2026

Arriving

Moving to Finland: The Complete Overview for Newcomers

A step-by-step roadmap for moving to Finland: residence permits, DVV registration, the henkilötunnus, Kela, tax card, banking, housing and work.

10 min·Jun 2026

Arriving

Finnish Residence Permits: A Guide for Non-EU Citizens (Migri)

Non-EU residence permits for Finland: work, specialist, EU Blue Card, student and family types, the Enter Finland process, fees and processing times.

11 min·Jun 2026

Arriving

Suomi.fi and Finnish e-Identification Explained

Suomi.fi is Finland's public services portal. To use it you need strong e-identification — bank IDs, mobiilivarmenne, or the Finnish Authenticator.

11 min·Jun 2026

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