Finland · Expat Field Guide

Healthcare in Finland

The Finnish healthcare system explained — health centres (terveyskeskus), Kela reimbursements, dentists, pharmacies and emergencies.

8 guidesAll verified 2026

Healthcare

Private Health Insurance in Finland for Expats

Should expats in Finland buy private health insurance? A clear breakdown of what public Kela coverage covers, where the gaps

9 min·Jun 2026

Healthcare

Dental Care in Finland for Expats

How dental care works in Finland: public clinics at health centres, what adults pay, private dentists, Kela reimbursement, and emergency dental help.

11 min·Jun 2026

Healthcare

Emergency Healthcare in Finland (112 and Päivystys)

When to call 112, when to call the 116117 medical helpline, how Finnish emergency rooms work, what it costs, and what newcomers should know.

11 min·Jun 2026

Healthcare

The Finnish Healthcare System Explained

How healthcare works in Finland: public wellbeing services counties, Kela reimbursements, occupational health, private clinics, fees

11 min·Jun 2026

Healthcare

Using Health Centres (Terveyskeskus) in Finland

How to register, book appointments, and pay at a Finnish public health centre (terveyskeskus) — fees, the Kela card, and referrals explained.

10 min·Jun 2026

Healthcare

Mental Health Services in Finland for Expats

How to access mental health care in Finland as an expat: health centres, occupational health, private therapy, Kela psychotherapy, and English crisis lines.

11 min·Jun 2026

Healthcare

Pharmacies (Apteekki) and Prescriptions in Finland

How pharmacies (apteekki) work in Finland: electronic prescriptions via Kanta, what to bring, Kela medicine reimbursement and the annual cap.

11 min·Jun 2026

Healthcare

Pregnancy and Maternity in Finland: The Neuvola System

How Finland's free neuvola maternity clinics, the maternity package, and Kela's pregnancy and parental allowances work for expat parents.

11 min·Jun 2026

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