Cheapest Way to Send Money from Finland to Pakistan
A live, no-nonsense comparison of what Finnish money-transfer providers actually deliver in Pakistan — ranked by how many PKR land in your recipient’s account, not by marketing claims.
Quick answer
Sending €1,000 from Finland to Pakistan, the most you receive is PKR 311,780 via Remitly. Wise ranks #4 of 10, delivering PKR 309,232 — with the transparent mid-market rate and a small fixed fee.
| # | Provider | Fee | Rate | They receive |
|---|---|---|---|---|
| 1 | RemitlyCheapest | €0.00 | 311.78 | PKR 311,780 |
| 2 | Moneygram | €0.00 | 311.65 | PKR 311,650 |
| 3 | Instarem | €0.00 | 309.37 | PKR 309,369 |
| 4 | Wise | €8.17 | 311.78 | PKR 309,232 |
| 5 | Western Union | €0.99 | 309.17 | PKR 308,863 |
| 6 | WorldRemit | €0.00 | 308.61 | PKR 308,606 |
| 7 | ABN AMRO Bank | €10.00 | 307.93 | PKR 304,847 |
| 8 | BNP Paribas | €0.00 | 303.87 | PKR 303,869 |
| 9 | Skrill | €0.00 | 297.02 | PKR 297,019 |
| 10 | OFX | €10.00 | 298.11 | PKR 295,132 |
Comparing €1,000 · rates from Wise’s public Comparison API, refreshed hourly (as of October 2026). Figures are a benchmark; the exact amount depends on payment method and timing. The table is ordered purely by amount received. NordicExpat may earn a commission if you open a Wise account through our link, at no extra cost to you — it does not affect the ranking.
Send money home without the bank markup
Most Finnish banks add a 3–5% hidden margin on the exchange rate when you send money abroad. Wise uses the real mid-market rate with a small, transparent fee shown upfront — so more of your money actually arrives.
- ✓ Hold EUR, GBP and 40+ currencies in one account
- ✓ Get a euro IBAN the day you sign up — before your Finnish bank is open
- ✓ Wise debit card works in Finland and across the EU
Referral link — we may earn a reward if you sign up. It doesn't affect your fees.
Frequently asked questions
What is the cheapest way to send money from Finland to Pakistan?
On a transfer of €1,000, Remitly currently delivers the most in Pakistan — PKR 311,780. Wise ranks #4 of 10, using the mid-market exchange rate with a small transparent fee. Rankings are ordered purely by how much the recipient receives.
How much does it cost to send €1,000 from Finland to Pakistan?
The cheapest provider (Remitly) charges a €0.00 fee and delivers PKR 311,780. The difference between the best and worst provider on the same €1,000 can be several hundred rupees, so the provider you choose matters more than the headline "no fee" claims.
Is Wise cheaper than a Finnish bank for sending money to Pakistan?
In this comparison, Wise delivers PKR 309,232 versus PKR 304,847 through ABN AMRO Bank — a difference of PKR 4,385 on €1,000. Banks usually build their margin into a worse exchange rate rather than a visible fee.
How often are these exchange rates updated?
The comparison is refreshed hourly from Wise’s public Comparison API, which publishes Wise’s own quote alongside competitors’ advertised fees and rates. Figures are a benchmark for guidance; the exact amount you receive depends on your payment method, the amount, and timing.
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