Cheapest Way to Send Money from Finland to Pakistan
A live, no-nonsense comparison of what Finnish money-transfer providers actually deliver in Pakistan — ranked by how many PKR land in your recipient’s account, not by marketing claims.
Quick answer
Sending €1,000 from Finland to Pakistan, the most you receive is PKR 321,335 via Moneygram. Wise ranks #4 of 11, delivering PKR 319,013 — with the transparent mid-market rate and a small fixed fee.
| # | Provider | Fee | Rate | They receive |
|---|---|---|---|---|
| 1 | MoneygramCheapest | €0.00 | 321.33 | PKR 321,335 |
| 2 | Remitly | €0.00 | 321.01 | PKR 321,006 |
| 3 | Instarem | €0.00 | 319.15 | PKR 319,149 |
| 4 | Wise | €8.16 | 321.64 | PKR 319,013 |
| 5 | WorldRemit | €0.00 | 318.57 | PKR 318,574 |
| 6 | Western Union | €0.99 | 318.60 | PKR 318,287 |
| 7 | ABN AMRO Bank | €10.00 | 317.54 | PKR 314,365 |
| 8 | BNP Paribas | €0.00 | 313.34 | PKR 313,338 |
| 9 | Deutsche Bank | €36.55 | 317.95 | PKR 306,329 |
| 10 | Skrill | €0.00 | 306.29 | PKR 306,292 |
| 11 | OFX | €10.00 | 304.75 | PKR 301,698 |
Comparing €1,000 · rates from Wise’s public Comparison API, refreshed hourly (as of September 2026). Figures are a benchmark; the exact amount depends on payment method and timing. The table is ordered purely by amount received. NordicExpat may earn a commission if you open a Wise account through our link, at no extra cost to you — it does not affect the ranking.
Send money home without the bank markup
Most Finnish banks add a 3–5% hidden margin on the exchange rate when you send money abroad. Wise uses the real mid-market rate with a small, transparent fee shown upfront — so more of your money actually arrives.
- ✓ Hold EUR, GBP and 40+ currencies in one account
- ✓ Get a euro IBAN the day you sign up — before your Finnish bank is open
- ✓ Wise debit card works in Finland and across the EU
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Frequently asked questions
What is the cheapest way to send money from Finland to Pakistan?
On a transfer of €1,000, Moneygram currently delivers the most in Pakistan — PKR 321,335. Wise ranks #4 of 11, using the mid-market exchange rate with a small transparent fee. Rankings are ordered purely by how much the recipient receives.
How much does it cost to send €1,000 from Finland to Pakistan?
The cheapest provider (Moneygram) charges a €0.00 fee and delivers PKR 321,335. The difference between the best and worst provider on the same €1,000 can be several hundred rupees, so the provider you choose matters more than the headline "no fee" claims.
Is Wise cheaper than a Finnish bank for sending money to Pakistan?
In this comparison, Wise delivers PKR 319,013 versus PKR 314,365 through ABN AMRO Bank — a difference of PKR 4,648 on €1,000. Banks usually build their margin into a worse exchange rate rather than a visible fee.
How often are these exchange rates updated?
The comparison is refreshed hourly from Wise’s public Comparison API, which publishes Wise’s own quote alongside competitors’ advertised fees and rates. Figures are a benchmark for guidance; the exact amount you receive depends on your payment method, the amount, and timing.
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