Enter your gross salary and pick your municipality to see your Swedish net take-home, with a full breakdown of kommunalskatt, statlig skatt, grundavdrag, jobbskatteavdrag and the burial fee — built from Skatteverket's 2026 technical description (SKV 433).
Your salary before tax — Swedish contracts state this per month.
SEK
Your kommun and region set the tax rate (kommunskatt + regionskatt). Pick the kommun you were registered in on 1 November 2025, or, if you were not registered in Sweden then, the first kommun you lived in. From the lowest to the highest rate, net pay moves by about SEK 900 a month at a SEK 25,000 salary and about SEK 2,000 at SEK 45,000.
Member of Svenska kyrkan on 1 November 2025 (adds ~1% church fee)
Registered in Sweden on 1 November 2025 (adds the burial fee)
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You pay municipal income tax (kommunalskatt), which averages about 32.4% in 2026 but ranges from 28.93% to 35.65% depending on your municipality, on your income after the grundavdrag (basic allowance). On top of that, state income tax of 20% applies only to taxable income above the skiktgräns of SEK 643,000 (about SEK 55,000/month gross). The jobbskatteavdrag (employment tax credit) reduces your municipal tax, so effective rates for a typical employee are often lower than the headline municipal rate — around 18–27% at common salary levels.
Most Swedish income tax is local: your kommun and your region each set a rate (kommunskatt + regionskatt), and the two together make up your municipal tax rate. In 2026 that total ranges from 28.93% (Österåker) to 35.65% (Dorotea), so between the lowest and highest rate the same gross salary differs by about SEK 900 a month in net pay at SEK 25,000 and about SEK 2,000 at SEK 45,000. Select your municipality for a closer estimate.
State income tax of 20% applies in 2026 only to taxable income (after grundavdrag) above the skiktgräns of SEK 643,000 per year, which corresponds to a gross salary of about SEK 660,400 per year or roughly SEK 55,000 per month. Below that, you pay municipal tax but no state income tax.
