Free calculator · 2026 tax rates
Sweden Take-Home Salary Calculator
Enter your gross salary and pick your municipality to see your Swedish net take-home, with a full breakdown of kommunalskatt, statlig skatt, grundavdrag, and jobbskatteavdrag — built on Skatteverket's official 2026 model.
Your salary before tax — Swedish contracts state this per month.
SEK
Your kommun sets the tax rate — it swings net pay by up to ~1,000 SEK/mo.
Member of Svenska kyrkan (adds ~1% church fee)
Send money home without the bank markup
Most Swedish banks add a 3–5% hidden margin on the exchange rate when you send money abroad. Wise uses the real mid-market rate with a small, transparent fee shown upfront — so more of your money actually arrives.
- ✓ Hold SEK, EUR, GBP and 40+ currencies in one account
- ✓ Get a local EUR/GBP IBAN — useful before your Swedish bank is open
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