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Moving to Austria: Expat Guide to Living, Working & Visiting (2026)

A practical 2026 guide to Austria for expats and long-stay visitors: visas, residency, cost of living, banking, healthcare, transport, remote work and where to live.

11 min readVerified 21 June 2026

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Austria sits at the centre of Europe with the kind of infrastructure that makes both a long stay and a permanent move easy to manage: clean, punctual trains, a strong public health system, and cities โ€” Vienna especially โ€” that consistently rank near the top for liveability. This guide is for two kinds of people: those relocating to live and work in Austria, and those planning a long stay of weeks or months. It covers the rules that actually change your plans (visas, residency, tax) and the practical mechanics (banking, healthcare, transport, where to live) without the brochure language.

The single most important thing to get right is your citizenship category. EU, EEA and Swiss citizens have free movement โ€” no visa, no permit, just registration. Everyone else is a third-country national subject to the Schengen 90/180 rule for short visits and a national permit for anything longer. Almost every decision below flows from which of those you are.

Visas & residency

Short visits. If you hold an EU, EEA or Swiss passport, there is no limit โ€” come and go freely. If you are a visa-exempt non-EU citizen (US, UK, Canada, Australia, and many others), Austria is part of the Schengen Area, so you get 90 days in any 180-day period across the whole zone for tourism or business. This is a rolling window, not a per-country reset; days spent in Germany, Italy or anywhere else in Schengen count too. If that maths is confusing, read our Schengen 90/180 rule explained โ€” overstaying carries fines and entry bans. Visa-required nationals need a Schengen short-stay (C) visa before arrival. Separately, the EU's ETIAS travel authorisation for visa-exempt non-EU visitors is expected to launch in this period; once live it will be a quick online pre-registration, not a visa โ€” check the official source for the start date rather than assuming one.

Staying long-term โ€” EU/EEA/Swiss. You can simply move and work. Two registrations matter. First, the Meldezettel (address registration) must be filed at the local registration office within three days of moving into any home โ€” this is the foundation document everything else references. Second, if you stay beyond three months, you apply for an Anmeldebescheinigung (registration certificate confirming your right of residence under EU law), which is generally requested within about four months of arrival. It carries a federal fee โ€” figures cited range from roughly EUR 15 to EUR 50 depending on the district and how administrative charges are added, so confirm the current amount with the official source rather than budgeting a fixed number. Note: in 2026 the Austrian government floated scrapping the Anmeldebescheinigung as a bureaucracy cut, but no law has passed โ€” assume the rule still applies and check oesterreich.gv.at. Our EU free movement guide covers the wider rights this gives you.

Staying long-term โ€” non-EU. You need a national long-stay (D) visa or a residence permit before you can live, work or study in Austria beyond 90 days. The main skilled-worker route is the Red-White-Red Card (Rot-WeiรŸ-Rot-Karte), a points-based, initially employer-tied permit across several categories (Very Highly Qualified Workers, Other Key Workers, and others). After a qualifying period it converts to the Red-White-Red Card Plus, which removes the employer tie and gives broad labour-market access. After five years of legal residence you can apply for the EU long-term residence permit (Daueraufenthalt-EU). There is also a Job-Seeker Visa for very highly qualified people to search for work on the ground. Salary thresholds, fees and shortage-occupation lists update annually โ€” do not rely on figures you read second-hand; confirm everything on migration.gv.at. For the bigger picture of relocating from outside the bloc, see our long-stay Europe guide for non-EU citizens.

Cost of living

Austria is comfortably mid-to-upper for Western Europe. Vienna is the priciest city but benefits from a large regulated and subsidised rental sector that keeps housing more reasonable than its reputation suggests; Graz, Linz and Innsbruck run cheaper across the board (Innsbruck's rents being the exception โ€” Alpine demand pushes them up).

Rough 2026 monthly figures for a single person, including rent. Treat these as ranges, not quotes, and check current listings before budgeting.

City1-bed rent (central-ish)Total monthly budget (single)
Vienna~EUR 800โ€“1,300~EUR 1,800โ€“2,600
Graz~EUR 600โ€“950~EUR 1,500โ€“2,100
Linz~EUR 650โ€“1,000~EUR 1,500โ€“2,200

Groceries, eating out and utilities are broadly in line with Germany. A monthly public-transport pass and the annual e-card health fee are minor line items (more below). For where Austria sits against neighbours, compare our Europe cost-of-living comparison and average rent in European cities.

Money & banking

Opening a local current account (Girokonto) generally requires your passport or national ID and your Meldezettel (registered address). Many banks also ask for a tax number or proof of income or employment, and some account types or fee waivers are tied to a minimum monthly inflow. Mainstream banks include Erste Bank/Sparkasse, Bank Austria and Raiffeisen, plus app-first options. Expect the process to be smoother once you have an address and a job contract in hand.

The gap before that account exists is the awkward part โ€” and the reason most people arrive with a Wise or Revolut account already set up. These let you receive a salary or transfer, hold EUR alongside other currencies, and spend with a card at the real exchange rate from day one, without needing a Meldezettel first. Many keep one even after the local account opens, because cross-border transfers and multi-currency holding stay cheaper. Within the eurozone, domestic and cross-border euro payments run on SEPA โ€” see our SEPA explained for expats and the Wise vs Revolut comparison to pick the right tool.

Healthcare & insurance

Austria runs a strong statutory health insurance system. Once you start a job, your employer registers you with the relevant fund โ€” for most employees the ร–sterreichische Gesundheitskasse (ร–GK) โ€” and coverage begins on day one of employment; the self-employed go through SVS. You then receive an e-card by post, which is your key to GP visits, specialists and hospitals. There is a small annual e-card service fee (in the mid-teens of EUR). Access is tied to your insured status, which in turn follows residency and employment โ€” so the registration steps above matter for health cover too.

EU/EEA/Swiss short-stay visitors should carry the EHIC (European Health Insurance Card), which covers medically necessary state care during a temporary stay on the same terms as locals โ€” details in our EHIC guide. It is not a substitute for travel insurance and does not cover private treatment or repatriation.

Non-EU arrivals have a real gap: residence-permit applications generally require proof of health insurance, and you are not in the public system until you are employed and registered. So before you land โ€” and during the weeks between arrival and your first payslip โ€” you need private or travel medical cover that meets the permit requirements. Short-stay visitors from outside the EU should also be insured for the whole trip; see our European travel insurance guide for what good cover looks like.

Getting around

You may not need a car. City public transport is excellent and integrated. In Vienna, Wiener Linien runs the U-Bahn, trams and buses; an annual pass is the standard local move (roughly EUR 460โ€“470 from 2026), with single tickets around EUR 3+. Graz, Linz, Salzburg and Innsbruck all have dense tram/bus networks on regional fare unions.

For intercity travel, ร–BB (Austrian Federal Railways) is fast, frequent and reliable, with private operator WESTbahn competing on the Viennaโ€“Salzburg corridor. If you travel often, the ร–BB Vorteilscard gives a standing discount on tickets. For unlimited nationwide public transport โ€” all rail and local networks โ€” the KlimaTicket ร– is the flagship annual pass (around EUR 1,400 in 2026, with reduced rates for under-26s, over-65s and disabled travellers); regional KlimaTickets cost less if you stay within one province.

Flying is rarely worth it domestically given the rail network, but Vienna Airport (VIE) is a solid hub for the rest of Europe, with low-cost carriers serving it and nearby Bratislava. For multi-country trips, our guides on getting around Europe cheaply and budget airlines in Europe will save you money.

Working & remote work

EU/EEA/Swiss citizens have full labour-market access โ€” work employed or self-employed with no permit. Non-EU citizens generally need a residence title that authorises work; the Red-White-Red Card and its Plus variant are the usual employed routes, while self-employment has its own permit category with substance and contribution-to-the-economy tests. You cannot legally work locally on a tourist stay.

On remote work specifically: Austria does not have a dedicated digital-nomad visa as of 2026. Non-EU remote workers typically look at a self-employment-based permit or a Red-White-Red Card category โ€” check whether a remote-work or self-employment permit fits your case on migration.gv.at rather than assuming a tourist stay covers it. For how Austria compares as a base, see best EU cities for remote workers and the broader digital nomad visas in Europe roundup.

Tax residency is the part people underestimate. You become an Austrian tax resident either by spending more than 183 days in a calendar year, or โ€” crucially โ€” by establishing a permanent home (a place available to you for ongoing use), which can make you resident immediately, with no day count. Tax residents are taxed on worldwide income at progressive rates. If you keep income or ties in another country, double-tax treaties decide who taxes what, but the rules are easy to get wrong โ€” read our paying taxes as a remote worker in Europe and confirm specifics with the finance ministry, bmf.gv.at, or an accountant.

Where to live

Vienna is the default for most internationals โ€” large expat community, English-friendly workplaces, and a rental market with a big regulated/cooperative segment that keeps costs down if you can get into it. Districts 2 (Leopoldstadt), 7 (Neubau) and the inner ring are popular and central; 16, 17 and the outer ring offer more space for less. Graz is the relaxed student-and-tech alternative; Linz is industrial but increasingly cultural and cheaper; Innsbruck suits anyone who wants the Alps on their doorstep (and pays for it in rent); Salzburg is beautiful but small and pricey.

Renting mechanics to know: contracts (Mietvertrag) are often fixed-term (befristet) or unlimited (unbefristet); deposits (Kaution) typically run around two to three months' rent and are legally returnable; and you may face a one-off agency commission plus the Meldezettel filing on move-in. Read the contract's indexation and termination clauses carefully โ€” fixed-term leases have minimum durations and specific notice rules. For shortlisting cities, our best cities to live in Europe ranks the contenders.

Best places to visit

If you are here on a long stay, build trips around the rail network.

  • Vienna โ€” imperial palaces (Schรถnbrunn, Hofburg), world-class museums, coffee-house culture, and easy day trips. Worth several days.
  • Salzburg โ€” Mozart's city and the gateway to the lakes; the old town is compact and walkable.
  • The Salzkammergut lakes โ€” Hallstatt is the famous one (and overrun in summer); Wolfgangsee and Attersee are quieter and just as scenic.
  • Innsbruck & Tyrol โ€” Alpine base for hiking in summer and skiing in winter, with a charming historic centre.
  • Graz โ€” UNESCO old town, a vibrant food scene, and Styria's wine country a short drive south.
  • The Wachau Valley โ€” a Danube stretch of vineyards, abbeys and riverside villages between Melk and Krems, perfect by train, bike or boat.

Spring and early autumn are the sweet spots โ€” fewer crowds, mild weather, and the trains aren't packed.

Practical first steps

Language. German is the official language; in Vienna and tourist areas, English gets you a long way day to day. But officialdom โ€” your local immigration office (in Vienna this is the MA 35 department; other provinces have their own settlement authorities), tax forms, rental contracts, many GP receptionists โ€” runs in German, so even basic German smooths the bureaucracy considerably. Learning some is a quality-of-life upgrade, not just a courtesy.

SIM/eSIM. Main networks are A1, Magenta and Drei (3). A prepaid SIM or eSIM is cheap and easy on arrival; EU roaming rules mean an Austrian plan works across the EU at no extra cost. For a longer stay, a contract SIM usually needs your Meldezettel.

Must-have apps. ร–BB (national rail tickets), WienMobil or your city's transport app, klimaticket if you buy the national pass, and ID Austria (the national digital identity that increasingly unlocks government services online).

Emergency number. Across Austria and the whole EU, dial 112 for any emergency โ€” it works from any phone, with or without a SIM, and connects you to police, fire or ambulance.

Get the sequence right โ€” Meldezettel first, then bank account, then health and tax registration โ€” and the rest of life in Austria falls into place quickly. For the wider context of relocating to the continent, our guide on moving to Europe from outside the EU ties the pieces together.

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Frequently asked questions

Frequently asked questions