Sweden property purchase cost calculator
Type the price of a house to see what Lantmäteriet charges on the purchase: 1.5% stamp duty, the SEK 825 title fee and 2% on any new mortgage deeds.
Leave empty if you pay without a loan.
The listing states them as “pantbrev”. You pay only for the part of your loan they do not cover.
Paying less than the property is assessed at?
Stamp duty is charged on this value when it is higher than the price, as it can be when you buy from a relative.
Stamp duty (stämpelskatt)
1.5% of the price, counted in whole thousands of kronor.
Title registration fee (lagfart)
A fixed fee for each purchase.
SEK 825
Stamp duty on new mortgage deeds (pantbrev)
2% of the new deeds your bank asks for.
Mortgage deed fee
A fixed fee for each new deed. One deed is counted here.
SEK 375
How the charges are worked out
When you buy a house or other fastighet you apply to Lantmäteriet for lagfart, the registration of title. With it you pay stamp duty to the state: 1.5% for a private buyer, charged on the purchase price or on last year’s tax assessment value if that is higher, rounded down to whole thousands of kronor. A registration fee of SEK 825 is always added.
To use the property as security for a loan you apply for a mortgage deed (pantbrev), unless the property already has enough deeds taken out. A new deed costs stamp duty of 2% of the deed amount, counted in whole thousands, and SEK 375 for each deed. So you pay only for the part of your loan that the existing deeds do not cover.
Example: a SEK 3,000,000 house, a loan of SEK 2,400,000 and existing deeds for SEK 1,500,000. Stamp duty SEK 45,000, title fee SEK 825, deed duty SEK 18,000 on SEK 900,000 of new deeds, deed fee SEK 375: SEK 64,200 in all.
When the assessment value counts
Lantmäteriet compares the price with the tax assessment value from the year before title is granted and charges on the higher one. Its own example: you buy from a relative for SEK 1,000 and the assessment value is SEK 288,750. The duty is 1.5% of SEK 288,000, which is SEK 4,320, plus the SEK 825 fee.
The seller and the buyer are jointly liable for the stamp duty: if the buyer does not pay, the seller can be asked to.
Buying a bostadsrätt
This calculator is for a house or other fastighet. Lantmäteriet’s stamp duty is the tax paid when you buy a fastighet or a tomträtt (a site leasehold). A bostadsrätt is a share in a housing association and not a fastighet. What that purchase involves is in the guide to buying property in Sweden.
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Common questions
How much is stamp duty on a house in Sweden?
1.5% for a private buyer, charged on the purchase price or on last year’s tax assessment value if that is higher, plus a SEK 825 registration fee. On a SEK 3,000,000 house that is SEK 45,000 plus SEK 825.
What does a mortgage deed (pantbrev) cost?
Stamp duty of 2% of the deed amount plus SEK 375 for each deed. You pay only for new deeds: if your loan is SEK 2,400,000 and the house already has deeds for SEK 1,500,000, the new deeds are SEK 900,000 and cost SEK 18,000 plus SEK 375.
Does a company pay the same rate?
No. Lantmäteriet charges 1.5% for private persons, housing associations and municipalities, and 4.25% for legal persons such as limited companies.
Sources
Every figure on this page was read on these official pages on 15 November 2026.